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  • Sheena and Phillip

    Forest Spirit Creations

    Sheena and Phillip’s loan is to complete the conversion of their travel trailer to a mobile store, and the purchase of a truck to tow it.


A loan from Community Micro Lending is a great way to get the credit you need to start or expand that small business you’ve been trying to get off the ground, or complete the training you need to boost your employability. We provide loans to aspiring entrepreneurs and students on lower Vancouver Island who can’t get the credit they need from a bank or credit union.

If you’re at the idea stage or have been in business for less than a year, you can apply for a Start Up Loan of up to $5,000. If you’re already in business and have been selling your product or service for a year or more, you can apply for an Expansion Loan of up to $10,000. Once you are approved, you’ll be matched with a volunteer mentor.

All Entrepreneur applicants are required to fill out the following documents:

docApplication Form

pdfFree Credit Report to mail in  - or - free online consumer disclosure

xlsBudget Template

Applicants for Start-up Loans are also required to complete the following:

docStart-up Plan Template

pdfStart-up Loan Application Checklist

Applicants for Expansion Loans are also required to copmlete the following:

docExpansion Plan Template

pdfExpansion Loan Application Checklist

Please submit your application by sending the documents as attachments to This email address is being protected from spambots. You need JavaScript enabled to view it..

Training Loans (up to $5000) are for people who need to take a course, program or exam in order to find employment or find better employment. Please click here for more about training loans.

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Our Funders

Our Major Funders:
B. Unger      cibc wood gundy      hartwig 
Our Community Business Partners:
 stephen whipp   Abstract Developments1  David Levinson Logo            Driftwood Brewery Logo    Vancity Wordmark 1795 
For affordable legal services call Frederic Robinson, Independent Associate at legal shield

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